## Increase engagement with Flexible Spending Allowances

#### Intelligent benefits, designed for impact

Craft a program as unique as your company with personal benefits spending accounts

- Create any type of spending allowance: Wellbeing, Lifestyle, Learning, Meals, and anything in between
- Set per-account rules including amount, frequency, expiry, pro-rating, receipts, and spend controls
- Define granular eligibility rules that automatically allocates team members to the right program
- Shared budget management for team budgets
- Manage employee fund requests
- Use for reward & recognition

#### Employees spend their way

Meet people where they are with 3 ways to spend: Ben's Marketplace, Mastercard, or Reimbursements

- Give everyone virtual or physical Payment Cards that work with Google/Apple Pay
- Inspire your team through your own curated store of providers for direct checkout
- Automate reimbursement claims and payments
- Claim validation through receipt capture with our highly rated mobile app

#### Admin simplified, compliance assured

Ben enforces your policies and does the heavy lifting, so you can focus on more strategic things

- Block unwanted spend
- Manage complex, multi-level approval workflows
- Automate reconciliations and tax-reporting on pre-tax or post-tax benefits
- Stop chasing employees by using Ben's automated receipt and balance expiry reminders

#### Realtime reporting for measurable outcomes

Get the most value from your allowance spend with smart insights and reporting

- Make smarter spending decisions
- Track all allowance usage in one place
- Breakdown spending by provider, category, and more
- Understand utilisation and spend trends with endless drill downs

## Benefits your team loves, results worth celebrating

83% Average monthly engagement

24% Average savings

92% Reduction in admin

## Common types of Spending Allowance

Diverse teams need diverse employee benefits. Flexible benefits allowances let employees choose what works for them using their Ben Mastercard.

### Health & Wellbeing

### Flexible Benefits

### Fitness & Gym

### Lifestyle

### Work From Home

### Learning & Development

### Team Socials

### Core Benefits Upgrades

### Meals & Nutrition

### Experiences

### Charity

### Family & Childcare

### Healthcare

### Tuition & Student Loans

### Commute

## Trusted by leading companies

Join innovative global businesses offering industry-leading employee benefits with Ben.

## Frequently asked questions

### What makes Ben different from other benefits platforms?

Many enterprise benefits platforms have a history of over-promising and under-delivering. Ben is built differently — as a partner that validates its claims before you commit, and stays accountable long after go-live.

- **Built for enterprise complexity** — 140+ countries supported, with rapid multi-country rollout capability.
- **Genuine flexibility** — core benefits, allowances, reward & recognition, and total reward statements all managed in one place, with no-code configuration and no change fees
- **Enterprise-grade security** — ISO 27001:2022 certified, GDPR compliant as controller and processor, FSQS registered, AWS-hosted with AES-256 encryption. Live trust centre at [trust.thanksben.com](http://trust.thanksben.com/).
- **AI-powered implementation** — AI-assisted requirements gathering, an AI benefits builder, and automated UAT testing accelerate delivery while maintaining full governance and human oversight.
- **Strategic consultancy embedded in the product** — a dedicated Benefits Strategy & Communications team offers packages from benefits health checks to full transformation programmes, working alongside the platform rather than as a separate engagement.
- **Rigorous pre-sales validation** — we conduct technical due diligence with your team and pre-configure a working environment that simulates both implementation and ongoing BAU configuration. You can assess how the platform actually performs in practice before you sign — something most competitors are unable or unwilling to offer.
- **Post-launch accountability** — structured Hypercare, dedicated Technical Account Manager (TAM) and Customer Success Manager (CSM), AI deflection tracking, and transparent reporting on adoption and programme health — not just at launch, but ongoing.