Flexible spending allowances from Ben
Increase engagement with Flexible Spending Allowances
Intelligent benefits, designed for impact
Craft a program as unique as your company with personal benefits spending accounts
- Create any type of spending allowance: Wellbeing, Lifestyle, Learning, Meals, and anything in between
- Set per-account rules including amount, frequency, expiry, pro-rating, receipts, and spend controls
- Define granular eligibility rules that automatically allocates team members to the right program
- Shared budget management for team budgets
- Manage employee fund requests
- Use for reward & recognition
Employees spend their way
Meet people where they are with 3 ways to spend: Ben's Marketplace, Mastercard, or Reimbursements
- Give everyone virtual or physical Payment Cards that work with Google/Apple Pay
- Inspire your team through your own curated store of providers for direct checkout
- Automate reimbursement claims and payments
- Claim validation through receipt capture with our highly rated mobile app
Admin simplified, compliance assured
Ben enforces your policies and does the heavy lifting, so you can focus on more strategic things
- Block unwanted spend
- Manage complex, multi-level approval workflows
- Automate reconciliations and tax-reporting on pre-tax or post-tax benefits
- Stop chasing employees by using Ben's automated receipt and balance expiry reminders
Realtime reporting for measurable outcomes
Get the most value from your allowance spend with smart insights and reporting
- Make smarter spending decisions
- Track all allowance usage in one place
- Breakdown spending by provider, category, and more
- Understand utilisation and spend trends with endless drill downs
Benefits your team loves, results worth celebrating
83% Average monthly engagement
24% Average savings
92% Reduction in admin
Common types of Spending Allowance
Diverse teams need diverse employee benefits. Flexible benefits allowances let employees choose what works for them using their Ben Mastercard.
Health & Wellbeing
Flexible Benefits
Fitness & Gym
Lifestyle
Work From Home
Learning & Development
Team Socials
Core Benefits Upgrades
Meals & Nutrition
Experiences
Charity
Family & Childcare
Healthcare
Tuition & Student Loans
Commute
Trusted by leading companies
Join innovative global businesses offering industry-leading employee benefits with Ben.
Frequently asked questions
What makes Ben different from other benefits platforms?
Many enterprise benefits platforms have a history of over-promising and under-delivering. Ben is built differently — as a partner that validates its claims before you commit, and stays accountable long after go-live.
- Built for enterprise complexity — 140+ countries supported, with rapid multi-country rollout capability.
- Genuine flexibility — core benefits, allowances, reward & recognition, and total reward statements all managed in one place, with no-code configuration and no change fees
- Enterprise-grade security — ISO 27001:2022 certified, GDPR compliant as controller and processor, FSQS registered, AWS-hosted with AES-256 encryption. Live trust centre at trust.thanksben.com.
- AI-powered implementation — AI-assisted requirements gathering, an AI benefits builder, and automated UAT testing accelerate delivery while maintaining full governance and human oversight.
- Strategic consultancy embedded in the product — a dedicated Benefits Strategy & Communications team offers packages from benefits health checks to full transformation programmes, working alongside the platform rather than as a separate engagement.
- Rigorous pre-sales validation — we conduct technical due diligence with your team and pre-configure a working environment that simulates both implementation and ongoing BAU configuration. You can assess how the platform actually performs in practice before you sign — something most competitors are unable or unwilling to offer.
- Post-launch accountability — structured Hypercare, dedicated Technical Account Manager (TAM) and Customer Success Manager (CSM), AI deflection tracking, and transparent reporting on adoption and programme health — not just at launch, but ongoing.