# Does Ben Charge an FX fee?

Written by Konky Wang  
December 22, 2025

Ben **does not** charge any additional foreign transaction or exchange rate fee.

If the item you are purchasing is in a different currency to your Ben Card, you will receive a competitive exchange rate from Visa, and you can find their real-time exchange rate **[here](https://www.visa.co.uk/support/consumer/travel-support/exchange-rate-calculator.html)**.

**Please note** ❗️ **this may be slightly different from what you find on other exchange rate sources!**