# There’s more than meets the eye with Unum Dental

**Nearly 3 in 5 adults last eye test was more than a year ago¹, but going for an**  
**eye exam will not just tell you if you need glasses or a change of prescription**  
**it’s also an important eye health check. Opticians can help spot many general**  
**health problems and eye conditions during the exam.**

Our optical insurance encourages your workforce and their insured dependants  
to maintain good eye health. We keep an eye on the future by providing cover  
towards the cost of regular eye exams as well as help towards the cost of frames,  
lenses and contact lenses.

## Key features of the optical plans

**Cover levels, limits and exclusions apply.**  
**Refer to your benefit schedule for full details.**

- Cover towards examinations, lenses and frames
- Includes cover for contact lenses, off-the-shelf  
  reading glasses and digital protection lenses
- 4 levels of cover to meet each employee’s  
  budget and optical needs
- Option to insure family members at an  
  additional cost
- A one-off benefit of £10,000 in the event of loss  
of sight as a result of an accident can only be  
  claimed for once by an insured adult in their  
  lifetime under this optical policy
- Free choice of optician, including outside the UK
- Immediate cover – claims can be made  
  from the policy start date
- Access to retail discounts and savings  
powered by BenefitHub²

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## Why Unum Dental?

- **4 levels of cover** to suit all company sizes and budgets
- **10% multi-product discount** when paired alongside one of our dental plans³
- Option to increase your company’s **health and wellbeing** offering
- An employee benefits specialist, part of Unum, having **over 50 years’ experience**  
in the UK corporate employee benefits market.
- Fast claims payment using our simple, online **paperless process**
- Easy to understand benefits designed to meet your employees’ needs and buying behaviours
- Communication support to engage employees during an enrolment window

## Optical benefit schedule summary

**Our optical plan has four levels of cover, offering**  
**increasing amounts of benefits and enabling**  
**employers and employees to select which level(s)**  
**best suit their needs.**

Employees can claim their optical expenses up to  
the maximum amounts listed below per policy year.

## How does it work?

Optical cover can be funded by the employer,  
the employee or part-funded by both – , i.e. the  
employer funds a lower level of cover, and the  
employee pays to upgrade.

|  | Level 1 | Level 2 | Level 3 | Level 4 |
| --- | --- | --- | --- | --- |
| Eye examination- per policy year | £20 | £30 | £30 | £40 |
| Lenses-per policy year | £40 | £100 | £150 | £200 |
| Frames-per policy year | £40 | £70 | £120 | £160 |
| Accidental loss of sight-one-off payment in lifetime of insured adult | £10,000 | £10,000 | £10,000 | £10,000 |

This is a summary of the Optical plans Benefit Schedule. Please refer to your Benefit Schedule for the full list  
of limits, exclusions and definitions.

**For more information on our optical cover and how it can help your workforce,**  
**please contact your Unum Dental representative or email talkdental@unum.co.uk**

<sup>1</sup> Orbis UK commissioned the poll of 2025 adults through YouGov. Fieldwork was undertaken between 17th-18th June 2021.  
<sup>2</sup> BenefitHub Limited is a third-party discounts and benefits provider and is completely independent of Unum Dental.  
<sup>3</sup> A 10% discount for employers who take Optical and Dental cover together, both for new and existing customers. Premiums will be reviewed upon the policy renewal date.

**unum.co.uk/dental/optical**