App privacy

Privacy Policy

Updated: 18th December 2023

About this document

This document provides a summary of how we process your data to provide our platform, and your associated rights.

1. Introduction

This privacy policy explains the privacy practices at Thanks Ben Ltd., a company incorporated in England & Wales, with its registered office on 9th Floor, 107 Cheapside, London, United Kingdom, EC2V 6DN and company number 12335851.

Please read this policy carefully as it contains important information on who we are, how and why we collect, store, use and share any information relating to you (your personal data) when you use our website, the Ben app and any other services provided by us. It also explains your rights in relation to your personal data and how to contact us or a relevant regulator if you have a complaint.

Who are we in relation to your personal data?

If you have any questions about how we protect or use your data, please email us at privacy@thanksben.com.

2. What this policy applies to

This privacy policy relates to your use of our website, the Ben platform, and any services we provide to you. The privacy policy does not apply to any information gathered by any benefits provider, card services provider or other third party you link to through the website or Ben platform which will be processed by them in accordance with their privacy policies.

3. Collecting your personal data

We believe that your personal data belongs to you, and you only. With that said, we have to collect and process some of your personal data to provide you with our services.

What data we collect

The personal data we collect about you depends on the particular activities carried out through our website and the Ben platform. We may collect and use the following personal data about you which we have grouped together as follows:

We may also collect, use, and share Aggregated Data such as statistical or demographic data. This may be derived from your personal data but is not considered personal data in law as this data cannot directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. If we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we will treat the combined data as personal data, which will be used in accordance with this privacy policy.

We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

How we collect the data

We use different methods to collect data from and about you including through:

If you fail to provide the data

Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with a Ben account). In this case, we may have to cancel service you have with us, but we will notify you if this is the case at the time.

4. How we use your data

We use your information when the law allows us to in the following ways:

  1. to carry out our obligations relating to your contracts with us and to provide you with the information, products and services that you request from us;
  2. to comply with any applicable legal and/or regulatory requirements;
  3. where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests

Generally, we do not rely on consent as a legal basis for processing your personal data, as we work as a processor of your data on behalf of your employer. We will however get your consent before sending direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us, using the details mentioned within this policy.

Purposes for which we use your personal data

We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.

Purpose/Activity Type of data Lawful basis for processing, including basis of legitimate interest
To register you as a new user - Identity
- Contact
- Performance of a contract with you
- Necessary for our legitimate interests (to deliver the contract we have signed with your employer)
To manage our relationship with you which could include:
Notifying you about changes to our services, terms, or privacy policy
Asking you to leave a review or take a survey
- Identity
- Contact
- Profile
- Marketing and Communications
- Performance of a contract with you
- Necessary to comply with a legal obligation
- Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services)
To manage our Ben platform and services which includes:
Keeping our services and platform safe and secure
Improving our services to ensure they are presented in the most effective manner
- Identity
- Contact
- Profile
- Usage
- Technical
- Performance of a contract with you
- Necessary for our legitimate interests (to deliver our services in a safe and user friendly manner)
To enable you to partake in a prize draw, competition or complete a survey - Identity
- Contact
- Profile
- Usage
- Marketing and Communications
- Performance of a contract with you
- Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business)
To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data) - Identity
- Contact
- Technical
- Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise)
- Necessary to comply with a legal obligation
To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we serve to you - Identity
- Contact
- Profile
- Usage
- Marketing and Communications
- Technical
- Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy)
To use data analytics to improve our website, products/services, marketing, customer relationships and experiences - Technical
- Usage
- Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)
To make suggestions and recommendations to you about products or services that may be of interest to you - Identity
- Contact
- Technical
- Usage
- Profile
- Marketing and Communications
- Necessary for our legitimate interests (to develop our products/services and grow our business)

Marketing

We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing).
You will receive marketing communications from us if you have requested information from us or purchased services from us and you have not opted out of receiving that marketing.

Third-party marketing

We will get your express opt-in consent before we share your personal data with any third party for marketing purposes.

Opting out

You can ask us or third parties to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by contacting us at any time.

5. Disclosure of your data

We may share your personal data with selected third parties where we have a lawful basis to do so including:

  1. companies within our group of companies, located in or outside of the United Kingdom and European Union, for the supply of our Services.
  2. affiliates, business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you, including employers who subscribe to our services, benefits providers who offer their products through the Ben platform and technology providers.
  3. analytics and search engine providers that assist us in the improvement and optimisation of our site.
  4. fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity.
  5. affiliates, business partners, suppliers and sub-contractors who may be in a position to offer related services to you, where you have consented to be contacted by them.

6. International Transfers

Many of our external third parties are based outside the UK so their processing of your personal data will involve a transfer of data outside the UK. Whenever we transfer your personal data out of the UK, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

7. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.

8. Data Retention

We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements.